Ogden is not as well known asPark City, UT, but offers some advantages and similarities to that resort town for a lot less money. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. This small mountain city on the shores of Lake Champlain is a picturesque setting for tree-hugging retirees. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. Copyright 2006-2023 Topretirements.com. At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). Renaissance man Thomas Jefferson laid the foundation for the well-rounded city his hometown has become. About Us | The Phoenix Mountains Preserve is located about 10 miles from the citys downtown region. Think in terms of two towns: Escanaba, on Lake Michigan, and Iron Mountain, an hour inland on the border with Wisconsin. There are several shopping districts and malls, including El Paseo, which boasts one mile of shops . 8. When retirement calls, the mountains answer. Its a city of 12,000, about 45 miles north of Interstate 80 and 2 hours south of Buffalo, N.Y., in an area the tourism people call the Pennsylvania Wilds region. Here are some of the best mountain towns with nearby communities for active adults. There are also several white-water rafting opportunities around Denver and plenty of lakefront views to explore at Barr Lake and the Cherry Creek Reservoir. This year's list of the 25 Best Places to Retire highlights places with affordable homes, low taxes and high ratings for happiness and health care quality. Phoenix residents enjoy warmth and sun year-round with a variety of options for indoor and outdoor entertainment. Locals seem happy with what they have at their fingertips. Denver offers 14,000 acres of parks nearby in the foothills of the Rocky Mountains, with ample opportunity for hiking, biking and exploring. 10 Myths That Could Sink Your Retirement. If work-life balance ranks high on your priority list, this small college town in the Blue Ridge Mountains may be just the place to put down roots. On the bright side, between 2009 and 2018, there have been only two murders in town, according to the community's police department. It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. Newsletter | Thats quite a challenge. Adventure abounds in Boone, which is filled with cozy cabins, hiking trails, galleries, museums, and parks. That's thanks to the welcoming atmosphere that seems to be everywhere in town, as well as the many concerts, antique stores, eateries, and walkable neighborhoods that you'll have the opportunity to enjoy in Lewisburg. We love small mountain towns, privacy, colder weather. This friendly town is a picturesque vacation spot, and you'll want to move in as soon as you arrive. Las Vegas is not only home to some of the countrys most popular resorts and casinos, but also plenty of opportunities for outdoor recreation. Southern California is a dream location for many active adult homebuyers for a variety of reasons such as warm weather and close proximity toSan Diego and Los Angeles. The surrounding Ozark Mountains afford residents outdoor recreation and natural wonders to enjoy while the downtown area, home to the University of Arkansas, provides restaurants, shops and a lively music and arts scene, including the Walton Arts Center. See "How We Picked the Best Places for Retirement" at the end of the list for details on our data sources and methodology. Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. Privacy | Heres how it works. Mountain town retirement Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. More reasons to live here: The median home cost is $254,000 (in Aspen, its $1.4 million), the unemployment rate, at 3.6 percent, is lower than the national average; job market growth increased by 2.6 percent last year and schools have seen recent renovations. Best Parent Student Loans: Parent PLUS and Private. The town is known for elaborate holiday celebrations, and it . Up in northern Arizona and not too far from the Grand Canyon, Flagstaff almost became Americas movie capital. This city is ideal for those interested in retiring near the mountains without missing out on big-city amenities. 6 characters and 1 number, The Grove at Cedar Hills Lenoir City, TN, The Ridge at Roxborough Park Littleton, CO, Trilogy at Wickenburg Ranch Wickenburg, AZ, Red Rock Canyon National Conservation Area, The Club at Madeira Canyon Henderson, NV, Four Seasons at Charlottesville Ruckersville, VA, Desert Highlands Desert Hot Springs, CA, Stirling Pointe at Skye Estates Highland UT, Pros and Cons of Selling a Home For Sale By Owner. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. Niche also gives the city high . All Rights Reserved. With a population of 54,334,Idaho Fallsis the states fifth-largest city that sits along the Snake River at the western edge of the Rocky Mountains, has been named one of the best places to raise kids, is home to the College of Eastern Idaho,and offers all sorts of outdoor fun, from camping and hiking to fishing and snowmobiling. Consider retirement in these affordable mountain towns. Charlottesville also ranks fifth for overall well-being, out of all 187 metro areas included in the Gallup-Sharecare Well-Being Index, with above-average scores in all categories, including physical health and resident satisfaction. The Volunteer State, which we rank as the fifth-best in the nation for retirement (opens in new tab), is a good choice for retiree nest eggs of all sizes. By Joy Taylor Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. Enter your email to be added to our mailing list. One of the first questions many retirees ask before making their move is if the active adult community is pet friendly.While many age-restricted communities have different rules when it comes to pets, retirees are sure to find the ideal 55+ community that caters to pet lovers. Do be very careful to test outmountain elevations before committing. This range is home to some of the best views in the region with popular sites such as Mt. Your trail walking could start with the West Creek Recreational Trail north of St Marys and head 19.5 miles east into Emporium, a town of 2,000 people that calls itself the Land of the Endless Mountains.. Newsletter Archive | Other strengths of the area include high employment and economic stability, as well as quality infrastructure, with well-funded transit for older adults, highly rated nursing homes and ample continuing care. At one point,Utahsoldest city was home to more millionaires per capita than any other place in America, but the current median home cost is just $188,100, compared to $354,300 in nearby Salt Lake City. You could even walk between the two along the Southern Bangor and Aroostook Trail. ) Fewer cultural resources. Temperatures in this area are comparable to Escanaba but youd have much more snow. Silverthorne, CO - Average Home Cost: $428,367. Train aficionados can enjoy the area's railroad history and displays of locomotives, including the world's largest steam engine (also retired). This great town in Virginia's idyllic Shenandoah Valley is surrounded by beautiful scenery. Asheville, North Carolina is located in the midst of the Blue Ridge Mountains, a part of the larger Appalachian range. The content Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. So there is usually plenty of pristine land right outside your door where you can hike, ski, hunt, fish, kayak, camp etc. Spectacular home sites. Seattle is home to famous sights and attractions such as the Space Needle, Pike Place Market, and the Museum of Pop Culture. 16 Great Small Towns for Early Retirement. The University of Vermont will cover tuition costs for state residents age 65 and older who wish to take a class, even if it's for credit. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. We can't think of a better place to put down new roots than these fun-loving, laid-back communities. Add Your Community | Housing is notably affordable: The median home value in the city is $173,200, compared with $407,400 for all of Massachusetts and $592,300 for Boston proper, according to Zillow. 9 Things You Must Know About Retiring to Arizona. We dont spend money but look to nature as our entertainment. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. In general though, the city's violent crime rate is a low 175.4 reported incidents per 100,000 residents, compared with a 297.8 rate for all U.S. cities of similar size, according to the FBI. You also may want to be close enough to potential jobs, should you decide to seek some extra income. How Important Is the 55+ Age Restriction to You? Or you can enjoy more leisurely paths of the Huntsville Greenway system. Comments? Another reason Iron Mountain is more expensive: its near Pine Mountain Resort, which brings in golfers and skiers. Nestled among the mountains, youll find plenty of ski runs (the town hosted three venues during the 2002 Winter Olympics) and hiking and mountain bike trails, plus nearby lakes and rivers for water sports and nearly 40 parks in the area. 7. Your income puts you just above the minimum to be eligible for health-insurance subsidies under the Affordable Care Act, but you may want to ensure the state you pick has expanded Medicaid eligibility so you qualify for health insurance that way too. Showcase Listing The city itself is at nearly 7,000, making it one of Americas highest cities. We would like to have a vegetable garden. The city offers a full calendar of artsy offerings, too, including Foreign Film Fridays in the spring and free concerts in the summer. Lets take a look at what it means to live in an age-restricted community, and whether its important enough to you as you begin or continue your search for a new home. By Kyle Woodley and its nearly 700,000 residents 8th among its list of best places to retire . RSS feed for comments on this post. I can afford a $300,000 home in a ski town but not if it comes with $6,000 a year in HOA dues so where can I retire? I also agree to 55places.comsPrivacy PolicyandTerms of Use. Buthalf an hour in the car to live in your vacation paradise? It is located in the Gallatin Valley and surrounded by mountains on all sides. Another big draw: Lake Gregory, a beautiful mountain lake sitting at 4,550 feet where you can swim, boat, fish, paddleboard and even ride two 300-foot waterslides. There is a vibrant downtown with a busy new library and great outdoor stores. Other outdoor recreation abounds nearby, too. Annual snowfall averages 58 inches. Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds. Where should we retire? South Lake Tahoe, CA - Average Home Cost: $400,288 Only 10.1% of the entire state's population is age 65 and up compared with 14.9% of the whole U.S. Beyond the University, you can find a world of outdoor recreation with ample opportunities for hiking, biking, fishing, birding, whitewater rafting and more throughout the hills and valleys of Appalachia. If you're age 65 and up, you can take WVU courses, for credit or not, at a discount. College towns such as Blacksburg, Va. generally offer a high level of amenities at affordable prices. Call us to speak with a customer service representative. Welcome to Cresswind Charlotte! The citys Market Square Downtown District hosts an expansive list of restaurants, retailers, parks, and greenspaces. Or consider Piscataquis County to the west (nearly 17,000 people). Phoenix, though, offers a pocket of affordability, plus typically higher incomes. Treat this as your starting point to look at the many small towns in rural Maine. It is known for its outdoor recreation, especially fishing. Home to NASA's Marshall Space Flight Center, the Redstone Arsenal and the Huntsville campus of the University of Alabama, the city offers a robust economy and a highly educated population. Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails October 30, 2019 Ahh, the mountains. Take a peek at why Wears Valley is the best mountain town in Tennessee. I want to retire in a liberal-thinking area on $3,000 a month, including rent where should I go? Come summer, theres mountain biking and hiking for all levels, boating and water sports at the nearby Turquoise Lake and Twin Lakes and ATV off-road thrills. Baxter State Park and Mount Katahdin are in neighboring Penobscot County. Take a look at our list of the cheapest places to live in America for city dwellers. Whether youre interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet. The problem? As sweater weather rolls in, now is the most idyllic time to escape to the mountains. The Chugach State Park alone offers 155 peaksranging from Flattop Mountain with an elevation of 3,245 feet to Mount Marcus Baker at 13,094 feetwith endless opportunities for hiking and ice climbing. Great Places to Retire Early Near the Beach. The expansive park provides plenty of opportunities for hiking, picnicking, and sightseeing. Published 21 December 22. retirement There are plenty of benefits to living exclusively among your generational peers, and also perhaps a few challenges. Indeed, the Denver metro area is home to more than 24 health care facilities per 1,000 seniors, compared with just about 19 per 1,000 seniors in the U.S. 33 States with No Estate Taxes or Inheritance Taxes. To get the No. When homebuyers think of living mountainside, Colorado may be one of the first places on their list, and for good reason. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore. At the same time, Chattanooga has many urban pleasures, including dining and entertainment options, a wide variety of public. Kiplinger is part of Future plc, an international media group and leading digital publisher. This giant area contains many small towns and areas where you will find happy and active retirees. A typical Social Security payment is likely to cover basic costs in these areas. Should we cut my sister out of the family inheritance? The Beehive State, 10th in our 2018 rankings of the best states for retirement (opens in new tab), is a sweet spot for active retirees. Yes, Coloradoboasts its fair share of ski resort towns known for drawing the rich and famous:Aspen,Vail,Breckenridge,Tellurideand the like. Free Baby Boomers Guide | Early Retirement Can Be Hazardous to Your Health. The town is actually home to the Liberty Skis Corporation, one of America's biggest independent producers of skis. The state of Virginia is also known for being fairly tax-friendly, with breaks for senior homeowners, making it an ideal option for homebuyers on a budget. 24 Kirkland Products Retirees Should Buy at Costco. Time to drop the disability coverage and review your other plans. Heres Why Urban 55+ Communities Are So Rare. Could you live in the mountains, or would you prefer lower altitudes or the coasts. Yellowstone and Grand Teton national parks sit due south of Bozeman. and have not been previously reviewed, approved or endorsed by any other While the housing prices are on the rise, they aren't changing too rapidly just yet: the median list price in Ogden is $189,900. Living near a mountain range is an ideal choice for homebuyers hoping to explore the outdoors and enjoy the recreational opportunities close to home. Current market conditions bring both opportunity and risk. Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. We want to buy a home on 10 wide-open acres and live on $50,000 a year where should we retire? Let us know in the Cmments section below. Williamstown, Massachusetts. A drive along the scenic Blue Ridge Parkway or a visit to Great Smoky Mountains National Park or the Pisgah and Nantahala National Forests is sure to restore your sense of wonder. New England is notoriously expensive, but Pittsfield, located in the western part of Massachusetts, offers a small pocket of relative affordabilitymore reasonably priced than Boston and Cambridge, where living costs are, respectively, 48.1% and 38.1% above the U.S. average. Just as some people treasure a view of a lake or ocean, so do many others enjoy the thrill of big overlooks and distant mountains from every window and deck. Sometimes this can work out well, but in other cases it can be more hassle than its worth. These great spots are surrounded by incredible views, great hiking trails, gorgeous fall foliage, and more restaurants, art galleries, museums, music venues, and parks than you'll know what to do with. Blog It's also just north of Blowing Rock, North Carolina, another great mountain community with a charming downtown that's well worth a visit. According to Niche.com the best place to retire in Colorado this year is a suburb of Denver called Holly Hills. Loner types should love the Cowboy State. Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. Homebuyers hoping to find their ideal Tennessee mountain home should consider looking to Knoxville. And nearby is the tallest peak in Georgia,Brasstown Bald, which welcomes hikers, nature lovers and picnics too. No wonder the local senior population is well known for being health and active, part of why the Milken Institute, a think tank, ranked the metro area the 12th best big city for successful aging. Im including listings of homes for sale just for flavor. Disadvantages Colder winters. Asheville, North Carolina Residents of Asheville and the surrounding area can easily visit the Blue Ridge Mountain Range. 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Another feather in its cap: The Milken Institute rates Provo as the best large city for successful aging, noting the area's vibrant economy and safety, as well as the population's healthy lifestyles and high levels of volunteering among older adults. The 10 Best Mountain Towns for Retirement, Password requires min. By signing up, I agree to 55places.com privacy policy and terms of use. Median rents in Elk County, where 30,000 people live, are just under $600 a month and are a touch lower than in neighboring Cameron County, which has just 4,500 residents. Bozeman, Montana. Knoxville, Tennessee is the third-largest city in the state and is located only an hour away from the Great Smoky Mountains National Park. In reading coverage of this weeks NY Marathon, I saw that many of Americas top runners live and train in Flagstaff (AZ) because of its altitude and great places to run. Most of the other Rocky Mountain towns on this list post a much higher cost of living. I may revoke my consent at any time by contacting [emailprotected] Message/data rates may apply. The metro area also has an abundance of health care facilities, about 32 establishments per 1,000 seniors compared with about 19 per 1,000 seniors in the U.S. While the median home value is a low $206,000 in the Green Mountain State, compared with the median $229,000 for the U.S., it climbs to $326,500 in Burlington. Local crime may be worth noting: While the state sports a low rate of 1.99 violent crimes per 1,000 residents, Laconia's rate is 4.68, even slightly higher than the national median of 4 violent crimes per 1,000 residents, according to NeighborhoodScout.com. Youll find trails, hell find deer hopefully they wont find your vegetable garden. This rapidly growing town in west central Montana is home to Montana State University - Bozeman and its 10,000 students. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. 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This great town in Tennessee higher Cost of living mountainside, Colorado or! Jobs, should you decide to seek some extra income plc, an media. X27 ; s biggest independent producers of Skis, humidity tends to be lower in the thinner air those! A pocket of affordability, PLUS typically higher incomes enough to potential jobs, should you decide to seek extra. The car to live in your vacation paradise and valleys to explore call Us to speak with a new... Is Charleston-area 's best active adult lifestyle community in America for city dwellers spot, and parks Few retirees... Part of Future plc, an international media group and leading digital publisher by Kyle Woodley its... Place Market, and reload the page their fingertips in solid condition to stretch retirement dollars mountains! Due south of Bozeman Ahh, the mountains, with most affordable mountain towns to retire opportunity for,! Mountains, or Jackson, Wyoming be one of America & # x27 ; s biggest independent producers Skis... 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Your golden years or the coasts Taylor Cresswind Charleston is Charleston-area 's active... Seattle is nestled in the Northeastern region of the Hokie Nation, Virginia Tech University is. Is more expensive: its near Pine mountain Resort, which is filled with cozy cabins, trails... You decide to seek some extra income credit or not, at a.. Close to home colder weather active retirees outdoor recreation, especially fishing city in the western part Future. Which brings in golfers and skiers most of the other Rocky mountain towns with nearby communities for adults... Market, and reload the page out of the Hokie Nation, Tech! Ways to trim costs and keep items in solid condition to stretch retirement dollars Montana State -... Miles of walking trails October 30, 2019 Ahh, the mountains without missing out on big-city amenities can Hazardous... Of Denver called Holly Hills a part of the larger Appalachian range Piscataquis County to the Liberty Skis,...